NABARD's framework applies to State Co-operative Banks and District Central Co-operative Banks, with controls graded by digital depth.
A structured, level-based audit covering governance, security controls and resilience.
Level-mapped outputs for your board, audit committee and NABARD file.
Findings mapped to the applicable framework level
Gaps rated by risk with owners and target dates
Board-level view of cyber security posture
Gaps closed before NABARD reviews surface them
Controls matched to your framework level
Clear board and IT committee oversight
Priority weaknesses identified and tracked
Outsourced IT and CBS risks made visible
Independent evidence of sound IT controls
NABARD-focused expertise. Banking IT depth. Actionable, audit-ready outcomes.
Services that complement your NABARD audit across testing, monitoring and payment compliance.
Identifies vulnerabilities across branch and data centre systems.
Learn MoreAudit of ATM switch service providers serving your bank.
Learn MoreHow rural co-operative banks have used QRC audits to strengthen cyber security.
Practical resources to help rural co-operative banks understand NABARD's cyber security framework.
The banking industry is undergoing a digital transformation, with more and more financial transactions taking place online and an increasing…
It is NABARD's Comprehensive Cyber Security Framework for Rural Co-operative Banks, which sets graded controls at four levels for State Co-operative Banks and District Central Co-operative Banks.
Level I applies to all RCBs. Higher levels apply to banks with internet or mobile banking, payment system membership, ATM switches, SWIFT interfaces or their own data centres.
No. Urban co-operative banks follow RBI's separate framework for UCBs, which has its own page.
Governance, network and endpoint security, access and data controls, vendor management, monitoring and incident response for your level.
QRC is a CERT-In empanelled auditor. Any auditor eligibility rules that apply to your bank are confirmed during scoping.
Timing depends on the entities, systems and locations in scope and how readily evidence is available. QRC confirms a realistic timeline after the scoping call.
Define your scope, identify priority gaps and prepare for NABARD review.